A proper initial conversation before recommendations are made
About Matt
Clear, careful advice starts with understanding the full position.
A calm, straightforward approach to mortgage and protection advice from Melksham, Wiltshire.
Arrange a conversation
Calm adviceClear preparation.
Careful consideration.
Careful consideration.
A proper starting point
A relationship-led approach to advice.
I’m a Mortgage and Protection Adviser based in Melksham, working with My Simple Mortgage. My role is to understand your circumstances, priorities and timescale before considering what may be suitable.
I work with first-time buyers, home movers, remortgage clients, self-employed applicants, limited company directors, contractors, CIS workers and families reviewing protection. The right route depends on the individual position, so preparation and clear communication matter.
What the review can cover
What you can expect
The exact information, evidence and questions depend on your individual position. This list is general guidance rather than personal advice.
Clear requests for the documents and information relevant to your circumstances
An explanation of the recommendation, costs, features and risks
Support through the agreed application or protection process
Worth considering
How I work
No single factor determines suitability or availability. The full circumstances need to be understood together.
- Calm and practical rather than pressured
- Careful with detail and evidence
- Clear about what is general information and what becomes personal advice
- Focused on suitable client outcomes rather than headline claims
Common questions
Clear answers to useful starting questions.
These answers are general and should not be treated as personal mortgage or protection advice.
Where are you based?
I am based in Melksham, Wiltshire, and can work with clients locally and further afield.
Do you only advise straightforward applicants?
No. I regularly speak with clients whose income, employment, business ownership or circumstances require more explanation. Any options depend on the full position.
Does an initial conversation commit me to anything?
No. It is an opportunity to discuss what you are considering and whether a full advice process may be useful.
A conversation, before a commitment
Choose a convenient time to talk.
Book a discovery call to explain what you are considering. Any personal recommendation would follow an appropriate full review of your needs and circumstances.
Primary contact
Book a discovery call
Choose an available time online for an initial 30-minute conversation.
View live availabilityBooking an initial call does not constitute personal advice.Your home may be repossessed if you do not keep up repayments on your mortgage.